How End-to-End Encryption Works
Your financial data is encrypted on your device before it ever reaches our servers.
Your Private Key
A unique encryption key is generated on your device. Only you have access to it—we never see or store it.
Client-Side Encryption
Your transactions, accounts, and budgets are encrypted on your device before syncing to the cloud.
Zero-Knowledge Architecture
We store encrypted data we can't read. Even if our servers were compromised, your data stays secure.
Privacy by Design
No AI. No bank connections. Your privacy is our priority.
No AI Snooping
AI can't help you with your transactions because they're end-to-end encrypted. This is intentional—we believe your financial data should never be fed into AI systems that you don't control.
No Bank Access Required
We don't need direct access to your bank accounts. No sharing credentials, no third-party integrations, no security risks. You stay in complete control of your financial data.
Import Your Transactions in Seconds
Get started quickly with your existing financial data.
Lightning-Fast CSV/XLS Import
Import a year's worth of transactions in under 10 seconds. Simply export a CSV or XLS file from your bank and drag it into Whisper Money. All data is encrypted locally before upload.
Everything you need. Nothing you don't.
End-to-end encryption
Smart budgeting
Intelligent insights
Visual insights
Works everywhere
Lightning fast
Zero tracking
Open source
Trusted by people who value their privacy
Join thousands of users who have taken control of their finances without compromising their privacy.
Sarah M.
@sarahm_finance
Finally, a finance app that respects my privacy. The encryption gives me peace of mind.
Michael R.
@mike_tech
The budgeting features are intuitive and the dark mode is gorgeous. Best finance app I've used.
Emma L.
@emmalou
Love that my financial data is encrypted. No more worrying about data breaches!
Sarah M.
@sarahm_finance
Finally, a finance app that respects my privacy. The encryption gives me peace of mind.
Michael R.
@mike_tech
The budgeting features are intuitive and the dark mode is gorgeous. Best finance app I've used.
Emma L.
@emmalou
Love that my financial data is encrypted. No more worrying about data breaches!
Sarah M.
@sarahm_finance
Finally, a finance app that respects my privacy. The encryption gives me peace of mind.
Michael R.
@mike_tech
The budgeting features are intuitive and the dark mode is gorgeous. Best finance app I've used.
Emma L.
@emmalou
Love that my financial data is encrypted. No more worrying about data breaches!
Sarah M.
@sarahm_finance
Finally, a finance app that respects my privacy. The encryption gives me peace of mind.
Michael R.
@mike_tech
The budgeting features are intuitive and the dark mode is gorgeous. Best finance app I've used.
Emma L.
@emmalou
Love that my financial data is encrypted. No more worrying about data breaches!
David K.
@davidk_dev
As a developer, I appreciate the security architecture. This is how finance apps should be built.
Jessica P.
@jessicap
The automation rules save me so much time. And knowing my data is private? Priceless.
Alex T.
@alext_money
Clean interface, powerful features, and zero compromise on privacy. What more could you want?
David K.
@davidk_dev
As a developer, I appreciate the security architecture. This is how finance apps should be built.
Jessica P.
@jessicap
The automation rules save me so much time. And knowing my data is private? Priceless.
Alex T.
@alext_money
Clean interface, powerful features, and zero compromise on privacy. What more could you want?
David K.
@davidk_dev
As a developer, I appreciate the security architecture. This is how finance apps should be built.
Jessica P.
@jessicap
The automation rules save me so much time. And knowing my data is private? Priceless.
Alex T.
@alext_money
Clean interface, powerful features, and zero compromise on privacy. What more could you want?
David K.
@davidk_dev
As a developer, I appreciate the security architecture. This is how finance apps should be built.
Jessica P.
@jessicap
The automation rules save me so much time. And knowing my data is private? Priceless.
Alex T.
@alext_money
Clean interface, powerful features, and zero compromise on privacy. What more could you want?





